May 21, 2025
191
BY: We the Italians Editorial Staff
While it’s true that, at present, mortgage payments in Italy can often be more affordable than rent—especially in major cities—the real challenge of buying a home through financing is coming up with the down payment. Italian banks typically finance up to 80% of a property’s value, and securing a 100% mortgage is difficult.
These full-financing loans tend to be more expensive and require additional guarantees beyond those needed for a standard mortgage. For most young Italians, buying a home without family support remains a “luxury” few can afford.
You may be interested
-
Art and culture investments boost Italian pro...
Over the past decade, Italian companies that have invested in art and culture have recorde...
-
Average retirement age in Italy rises to 64 y...
In Italy, the mandatory pension system is administered mainly by INPS (Istituto Nazionale...
-
Bank foundations in Italy boost community imp...
In Italy, bank foundations are independent, nonprofit organizations that focus solely on p...
-
Banks: fewer and fewer branches across Italy
The trend of banks "disengaging" from Italian territory continues unabated. Nearly half o...
-
Beyond the garden: past, present and future o...
For more than three decades, the rules of global trade seemed steady enough. Italy—long a...
-
Beyond trade: Italy’s investment imbalance wi...
As Prime Minister Meloni prepares to discuss tariffs with President Trump in Washington, f...
-
Create Value, Invest with Us: new opportuniti...
The "Create Value, Invest with Us" section is now online on the Agency of State Property’s...
-
Giro d’Italia and the Bike Economy. The excel...
2,100 million euros. That is the estimated value the Giro d’Italia generates for local ter...
